INDIAN MICRO FINANCE – Survival of the Fittest
Microfinance has come of age in India, overcoming all past odds. Its growing penetration now impacts 24% of the country’s population, thus attracting quite a [...]
ASSET QUALITY
Asset quality is vulnerable to socio-economic and natural factors Lenders need to contend with recurring headwinds to better their business models Natural events such as [...]
Microfinance is a high ‘touch’ model
Loan officers have to put in extra effort for handling the same number of customers Doorstep banking - needs high personal interaction Microfinance is essentially [...]
The evolution of technology in Microfinance
By Manish Agarwalla A predictive-collection model is the next BIG product innovation There is no doubt that microfinance institutions (MFIs) are highly motivated to serve [...]